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Real Estate

India real estate acquisition for foreign investors

FEMA restrictions on property acquisition, FDI in real estate development, RERA compliance, title due diligence, lease structuring and stamp duty advisory for foreign companies and NRIs investing in Indian real estate.

Counsel that connects the technical, the commercial, and the legal, across ten offices in India.
FEMA
Property Rules
RERA
2016
FDI
Construction
10
India Offices
01

FEMA restrictions on property transactions

  • Foreign nationals (other than NRIs and OCIs) cannot acquire immovable property in India except through inheritance.
  • NRIs and OCIs can acquire residential and commercial property (not agricultural land, plantation property or farmhouse).
  • FDI in real estate development: 100% under automatic route for townships, housing, built up infrastructure with conditions.
  • Minimum capitalisation (USD 5 million for wholly owned subsidiary, USD 10 million for JV), minimum land area and construction timeline conditions.
02

Title due diligence and transaction structure

  • Title investigation: minimum 30 year search of revenue records, encumbrance certificate and chain of title.
  • Zoning and land use verification: development plan, conversion status and FSI entitlement.
  • Encumbrance check: mortgages, liens, attachments, litigation and revenue recovery proceedings.
  • RERA registration verification for under construction projects: project approvals, timelines and escrow compliance.
03

Commercial lease structuring

  • Lease term and renewal: registration mandatory for leases exceeding 11 months (state specific stamp duty).
  • Lock in period, escalation clauses and fit out contribution structuring.
  • Security deposit norms and GST on commercial lease (18% on rent above INR 20 lakh per annum).
  • Leave and licence agreement: Maharashtra and other state specific variations.
04

How AMLEGALS assists

  • FEMA compliant real estate investment structuring for foreign investors.
  • Title due diligence and transaction documentation.
  • RERA compliance advisory for developers and investors.
  • Commercial lease negotiation and stamp duty optimisation.
Answers

What clients ask before they commit.

Short, direct, on the record.

01Can a foreign company buy property in India?

A foreign company can acquire property in India only through its Indian subsidiary or branch office for its business use. Direct acquisition by a foreign entity is not permitted under FEMA. FDI in real estate development (construction, townships) is allowed at 100% under automatic route subject to minimum capitalisation, area and timeline conditions.

02What are the FDI conditions for real estate development in India?

FDI in construction development requires: minimum capitalisation of USD 5 million (wholly owned subsidiary) or USD 10 million (JV), minimum floor area of 20,000 square meters for serviced housing plots, completion within 5 years from date of each building approval, and the foreign investor cannot repatriate original investment before 3 years from minimum capitalisation.

03Can NRIs buy agricultural land in India?

No. NRIs and OCIs cannot acquire agricultural land, plantation property or farmhouse in India. They can only acquire residential and commercial property. Agricultural land can only be acquired by NRIs through inheritance (not through purchase or gift). RBI specific approval is required for any agricultural land transaction involving NRIs.

04What is RERA and does it apply to foreign investors?

RERA (Real Estate Regulation and Development Act, 2016) regulates real estate projects and protects homebuyers. It applies to all real estate transactions including those by foreign investors. Developers must register projects, maintain escrow accounts and deliver projects on time. Foreign investors in under construction projects are entitled to RERA protections including refund with interest for delays.

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